TAG:

01305 786036

Earley & Lock Finance by Close Brothers Retail Finance

Pay on Finance

 

We know a new appliance can be a big investment, whether your old one has broken down or you're fitting out a new kitchen. That's why we offer the option to Pay on Finance with our partners Close Brothers. If you spend £500 or more (minimum finance must be for £500 or more) you can choose to spread the cost of your purchase over a time to suit you, whether it's 1, 2, 3, or 4 years. Just request the Pay on Finance option when in store or when we survey the work you require.

Representative Example (minimum finance is £500 for 12 Months 0% APR)

We want our Pay on Finance option to be as easy to understand and straightforward as possible. We've created the chart below to tell you how much you'll pay back per month with an example amount of £1000.00

OPTION 1

 

0% APR

Interest Rate

 

12 Months

Duration

 

£250.00

Deposit 25% (Minimum)

 

£62.49

Monthly Payment

 

£750.00

Loan amount

to be repaid

 

£1000.00

Total Payable

including deposit

 

£0.00

Cost of Loan

 

OPTION 2

 

0% APR

Interest Rate

 

24 Months

Duration

 

£500.00

Deposit 50% (Minimum)

 

£20.83

Monthly Payment

 

£500.00

Loan amount

to be repaid

 

£1000.00

Total Payable

including deposit

 

£0.00

Cost of Loan

 

OPTION 3

 

9.9% APR

Interest Rate

 

36 Months

Duration

 

£500.00

Deposit 50% (Minimum)

 

£16.01

Monthly Payment

 

£576.40

Loan amount

to be repaid

 

£1076.40

Total Payable

including deposit

 

£76.40

Cost of Loan

 

OPTION 4

 

9.9% APR

Interest Rate

 

48 Months

Duration

 

£500.00

Deposit 50% (Minimum)

 

£12.56

Monthly Payment

 

£602.70

Loan amount

to be repaid

 

£1102.70

Total Payable

including deposit

 

£102.70

Cost of Loan

 

Deposit and Monthly payments can vary depending on deposit amount

Finance Terms and Conditions

 

If your application is successful, your order will be available for dispatch and delivered or fitted within a time frame suitable to you.  To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than 3 years. Other conditions may apply and we cannot guarantee that your application will be accepted. Stock will not be allocated until the application has been completed and approved. We reserve the right to withdraw finance on certain products at any time. Pay on Finance is provided through our external partner, Close Brothers Retail Finance, if your application is successful you’ll enter into a credit agreement with Close Brothers Group PLC

 

 

Should you cancel your credit agreement and have already received products from us, then you will be liable to pay in full for the product (unless your cancellation rights apply).

 

FAQs

 

Who is eligible for finance?

 

Finance is available on orders of £500 or more, placed on our website. This amount includes any additional services and delivery options selected, however does not take into account any promotions, such as cashback.

 

You'll need to be:

 

18 years or older.

A UK resident for 3 years or more/Permanent UK resident.

Be able to make regular repayments by Direct Debit.

In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your         spouse/partner who's in regular employment*

Have a debit card or credit card in your name and registered to your address and have a bank or building society current account.

Other conditions may apply and we cannot guarantee that your application will be accepted.

 

How long will it take to apply?

 

You should get an instant answer on whether your application for finance has been successful. In some cases, Close Brothers Retail Finance - our 3rd party financial services provider - will need to look at the application in more detail before making their decision.

 

What do I need to apply?

 

Apply at our (Weymouth) Showroom where one of our sales staff will assist you with the entire process.

 

What happens if my application is turned down?

 

Applications may not be accepted for a number of reasons, including mis-typed information, or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted.

If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card. If your application is declined, it’s usually for one of the following reasons:

 

you do not meet the eligibility criteria;

adverse credit reference agency information;

 your credit score;

you are considered to be overcommitted financially; or

You’re existing account performance with other lenders.

 

If you wish to appeal the decision made by Close Brothers Retail Finance it’s advised you obtain an up to date copy of your credit report before appealing directly to Close Brothers Group PLC.  Due to data protection, all customer appeals must be email to CBRFcredit@closebrothers.com.

 

Spread the cost of your installation with finance at earley and lock weymouth

12 Albany Road, Granby Ind Est. Weymouth, Dorset, DT4 9TH

Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Spread the cost of your installation with finance at earley and lock weymouth
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Spread the cost of your installation with finance at earley and lock weymouth
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Spread the cost of your installation with finance at earley and lock weymouth
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Spread the cost of your installation with finance at earley and lock weymouth
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Spread the cost of your installation with finance at earley and lock weymouth
Spread the cost of your installation with finance at earley and lock weymouth
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester
Gas Safe Registered installers at Earley and Lock Weymouth and Dorchester